Residential Care Subsidy and Residential Loan Scheme

Private Rest Home – Studios

All studios are owned by residents via an Occupation Right Agreement. The purchase price of a studio is approximately $220,000 without a bay window and up to $230,000 with a bay window.

We review the cost of studios annually, so the above figures are subject to change.

There is also a daily fee to cover care costs. This includes the provision of three meals a day as well as costs for cleaning, laundry, light nursing care and more. From 1 July 2020, the daily fee is $166.14 including GST. For private paying residents there is a maximum contribution of $1,162.98 per week.

Private Rest Home Care

There is a daily fee that covers care costs. The current daily fee is $166.14 including GST per day for private paying residents. For private paying residents there is a maximum contribution of $ 1,162.98 per week.

The fees are reviewed on an annual basis by the Waitemata District Health Board, therefore these fees are not fixed.

Private Hospital Care

We have a waiting list for our Care Centre. When we receive a request for a placement, we consider the following factors before we offer a rest home bed to a prospective resident:

  • Is the person assessed as high-need and approved for placement by the Needs Assessment Team? Without this assessment, we cannot approve the placement request.
  • Can we provide the type of care the person needs? This is dependent on the complexity of their health needs and the need for supervision.

When multiple people have similar care needs, those living in the Village have priority over those who do not live in the Village.

Residential Care Subsidy and Residential Loan Scheme

A Residential Care Subsidy is available to older people who have been assessed as requiring long-term rest home or hospital care. Entitlement to the subsidy is dependent on an income and asset test which is carried out by Work and Income New Zealand.

A Residential Loan Scheme is available to those who do not qualify for the residential care subsidy. People who qualify for the loan scheme generally have little or no income but have an asset that is difficult to realize (generally the family home).

In the past, the loan scheme also applied to people with an Occupation Right Agreement a studio. However, according to an opinion from Crown Law, this loan scheme was never intended for people holding this type of asset.

Therefore, as of 3 November 2001, people with an Occupation Right Agreement for a studio can no longer qualify for a loan when they run out of private funds to pay their daily fees. In these cases, the Dutch Village Trust will look at alternatives that will help
the resident remains in their studio.

Removal of Asset Testing

From 1 July 2020, single people and couples with both partners in care will be able to keep up to $236,336 in assets (including both property and savings) before their assets are used to contribute to their cost of care.


Couples where one partner is in care, will retain their current exemptions of a house and a car, while their cash asset exemption rises to $129,423. The exemption thresholds for all groups will then increase by CPI on 1 July every year.